Licensing & Disclosures

Licensed Lender

RICH Home Loans LLC (NMLS #1787717) is a licensed mortgage lender. Rich E Blanchard (NMLS #492461) is a licensed Mortgage Loan Originator. We are licensed to conduct mortgage lending in the following states:

You may verify our licensing status at NMLS Consumer Access.

Regulatory Compliance

We comply with all applicable federal and state lending laws, including the Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Equal Credit Opportunity Act (ECOA), Fair Housing Act, and Home Mortgage Disclosure Act (HMDA).

Equal Housing Opportunity

RICH Home Loans LLC is an Equal Housing Opportunity lender. We do not discriminate on the basis of race, color, religion, national origin, sex, handicap, familial status, age, marital status, sexual orientation, gender identity, military/veteran status, or any other characteristic protected by federal, state, or local law.

If you believe you have been discriminated against, you may file a complaint with the U.S. Department of Housing and Urban Development (HUD) at hud.gov.

Texas Department of Savings and Mortgage Lending

Texas Mortgage Company License (TX-SML): Entity identified by company NMLS #1787717 (Texas SML does not issue a separate license number). Texas Branch NMLS #812966.

Not a Commitment to Lend

Information provided on this Website, including rates, loan programs, calculators, pre-qualification estimates, and educational content, is for informational purposes only and does not constitute a loan application, pre-approval, or commitment to lend; an offer or solicitation to lend in any jurisdiction where we are not licensed; financial, legal, or tax advice; or a guarantee of any particular interest rate, loan terms, or loan approval.

All mortgage loans are subject to credit approval, underwriting, verification of information, and satisfaction of all applicable conditions. Rates, terms, and programs are subject to change without notice.

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