Your RICH Expert in Colorado Home Lending
Denver-based Mortgage Loan Originator. 32 years in the industry.
About
Who Is RICH Blanchard?
Rich Blanchard is a Denver-based Mortgage Loan Originator with 32 years of mortgage origination experience since 1994. As Managing Director of Rich Home Loans LLC, Rich specializes in helping first-time homebuyers, move-up buyers, investors, and veterans navigate the home financing process with confidence.
Rich holds individual NMLS license #492461 and is licensed to originate mortgages in Colorado, Texas, Kansas, and Missouri. 32 years of front-line origination, production management, and hands-on problem-solving for thousands of homeowners and investors.
Rich removes the guesswork from your transaction and replaces it with confidence, strategy, and results.
Why RICH
Why Work With RICH
32 years of mortgage expertise and a relentless focus on getting deals done.
Fastest in the West
RICH is known for speed and execution. When your offer is accepted, closing timelines matter. He gets it done.
Real Pricing Transparency
No bait-and-switch. Real numbers — LLPA-adjusted rates, PMI, closing costs — before you ever apply.
VA Loan Specialist
Hundreds of VA loans closed. Funding fee exemptions, allowable costs, compromise sales — inside and out.
Local Colorado Expert
Denver-based, focused on Colorado borrowers. Knows the lenders, the appraisers, the title companies. Closes fast because the network is already built.
24/7 Availability
Text or call any time. 303.328.7047. Real answers, not a call center.
Built for Brokers & Agents
Co-branding available. Agent-branded prequal letters, same-day turnaround, dedicated LO support.
Tools
The RICH Toolkit
Free tools to help you move faster and smarter.
Purchase Pre-Qual Calculator
Check your qualification, run PITI scenarios, and get a prequal letter — instantly, 24/7.
Launch ToolConforming Loan Limits
Look up 2026 conforming loan limits for any of 3,235 counties across the US.
Launch ToolRichFi AI Assistant
SoonAsk any mortgage question. AI-powered, available 24/7, backed by RICH's expertise.
Refi Savings Calculator
SoonRun a refinance scenario — monthly savings, break-even, total interest saved.
Testimonials
What Clients Say
“Rich was the best!! He has helped us get into our house and then helped with a refi. Easy to work with and answers your questions and concerns quickly. He definitely makes the whole experience stress-free and makes sure you understand every detail. I highly recommend him to anyone and everyone, he won't disappoint!!”
“As first time home buyers, we were super green to the process. From understanding the real estate contract verbiage to lender lingo, Rich took the time to educate us on every single step in our journey. There was not one document that we signed that we didn't understand.”
“Rich has been great to work with and has been instrumental in my ability to secure financing for my properties. Rich is detailed, collaborative, results driven, and puts a premium on customer service. I look forward to continue working with Rich in the future.”
“Rich helped us with the loan process when buying our first home. As we began to outgrow that home, we stumbled upon a house that was perfect for us and suddenly realized we needed to act fast. Rich made it happen — truly after hours banking.”
Ready to Get Started?
Schedule a free 15-minute strategy call. No pressure. Just answers.